Cedar Valley News – January 5, 2026
They’re Still Coming for Your House
By: Teresa Nikas, Editor
From the fictional town of Cedar Valley, where characters from Quiet Echo continue to respond to real-world events.
Montana announced a new “homestead” property tax system this month, and the headlines are calling it relief. It isn’t. It’s a shell game.
Under the new system, people who live in their homes at least seven months a year will pay lower rates than people who own second homes or vacation rentals. The average homeowner might see an 18% reduction. Politicians are patting themselves on the back. Taxpayer advocates are calling it progress.
But here’s what hasn’t changed: if you don’t pay, they take your house.
That’s the part nobody wants to talk about. All the tinkering with rates and tiers and exemptions dances around a fundamental truth that should trouble every American who believes in property rights. You don’t actually own your home. You rent it—from the government. Miss enough payments, and you’ll find out exactly who holds the deed.
A widow on a fixed income whose neighborhood gentrified around her? Pay up or get out. A farmer whose land value spiked because a developer bought the adjacent property? Pay up or get out. A family that scrimped and saved for thirty years to pay off their mortgage, only to discover “paid off” doesn’t mean “yours”? Pay up or get out.
Montana’s new system doesn’t solve this. It just changes how much rent you owe before they evict you.
I’ve been asked why I care so much about property taxes when there are bigger issues in the world. Here’s why: because property ownership is the foundation of independence. A family that owns their home free and clear can weather storms that would destroy a family paying rent. They have roots. They have security. They have something to pass on. Property taxes undermine all of that. They turn ownership into a subscription service. They mean that no matter how hard you work, no matter how much you sacrifice, you’re never really done paying.
The argument for property taxes has always been that local services need funding—schools, roads, fire departments. Fair enough. Services cost money. But why should that money come specifically from the value of your home? Why should someone who improves their property be punished with higher taxes? Why should rising values in your neighborhood—values you didn’t ask for and can’t control—push you out of a home you’ve lived in for decades?
There are other ways to fund local services. Sales taxes. Income taxes. User fees. States without income taxes fund their services somehow. The question isn’t whether it’s possible to eliminate property taxes. The question is whether we have the will to do it.
Some states are at least asking the question. Florida has proposals pending that would eliminate non-school property taxes for homeowners—though even that leaves school taxes intact. Texas is debating ending school property taxes altogether, though critics say the replacement revenue isn’t realistic. Ohio has grassroots efforts trying to put elimination on the ballot.
But Montana? Montana took the easy road. They adjusted rates. They created tiers. They shifted burden from residents to investors. And they declared victory while leaving the fundamental injustice intact.
Don’t mistake movement for progress. A lower tax bill is better than a higher one, sure. But as long as the government can take your home for nonpayment, you don’t own it. You’re just the current tenant.
Real reform means ending property taxes, not reforming them. It means recognizing that a family’s home should belong to them—fully, permanently, without annual tribute required. It means finding other ways to fund the services we need without holding people’s homes hostage.
Until then, every “relief” package is just a slower eviction notice.
They’re still coming for your house. They’re just being polite about it.
This editorial is part of the fictional Cedar Valley News series. While the people and town are fictional, the national events they reflect on are real.
Want to know the full story behind Cedar Valley? Teresa, Caleb, Dan, and the community you’ve come to know in these editorials first came together in Quiet Echo: When Loud Voices Divide, Quiet Ones Bring Together. Discover how a small town found its way from fear to fellowship—one quiet act of courage at a time. Available on Amazon: https://bit.ly/3ME4nSs
This editorial is part of the fictional Cedar Valley News series. While the people and town are fictional, the national events they reflect on are real.
Want to know the full story behind Cedar Valley? Teresa, Caleb, Dan, and the community you’ve come to know in these editorials first came together in Quiet Echo: When Loud Voices Divide, Quiet Ones Bring Together. Discover how a small town found its way from fear to fellowship—one quiet act of courage at a time. Available on Amazon: https://bit.ly/3ME4nSs
It’s free, live, and fresh! Quiet Echo—A Cedar Valley News Podcast is live on Apple Podcasts: https://bit.ly/4nV8XsE, Spotify: https://bit.ly/4hdNHfX, YouTube: https://bit.ly/48Zfu1g , and Podcastle: https://bit.ly/4pYRstE. Every day, you can hear Cedar Valley’s editorials read aloud by the voices you’ve come to know—warm, steady, and rooted in the values we share. Step into the rhythm of our town, one short reflection at a time. Wherever you listen, you’ll feel right at home. Presented by the Publication Consultants: https://publicationconsultants.com/

This is Publication Consultants’ motivation for constantly striving to assist authors sell and market their books. Author Campaign Method (ACM) of sales and marketing is Publication Consultants’ plan to accomplish this so that our authors’ books have a reasonable opportunity for success. We know the difference between motion and direction. ACM is direction! ACM is the process for authorpreneurs who are serious about bringing their books to market. ACM is a boon for them.
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Correction:
This is Publication Consultants’ motivation for constantly striving to assist authors sell and market their books. ACM is Publication Consultants’ plan to accomplish this so that our authors’ books have a reasonable opportunity for success. We know the difference between motion and direction. ACM is direction! ACM is the process for authors who are serious about bringing their books to market. ACM is a boon for serious authors, but a burden for hobbyist. We don’t recommend ACM for hobbyists.

We’re the only publisher we know of that provides authors with book signing opportunities. Book signing are appropriate for hobbyist and essential for serious authors. To schedule a book signing kindly go to our website, <
We hear authors complain about all the personal stuff on Facebook. Most of these complaints are because the author doesn’t understand the difference difference between a Facebook profile and a Facebook page. Simply put, a profile is for personal things for friends and family; a page is for business. If your book is just a hobby, then it’s fine to have only a Facebook profile and make your posts for friends and family; however, if you’re serious about your writing, and it’s a business with you, or you want it to be business, then you need a Facebook page as an author. It’s simple to tell if it’s a page or a profile. A profile shows how many friends and a page shows how many likes. Here’s a link <> to a straight forward description on how to set up your author Facebook page.



Mosquito Books has a new location in the Anchorage international airport and is available for signings with 21 days notice. Jim Misko had a signing there yesterday. His signing report included these words, “Had the best day ever at the airport . . ..”



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